Terms of Use
Terms governing use of our website and analysis services.
By accessing this website or using our services, you agree to these Terms of Use. If you do not agree, discontinue use immediately.
1. Definitions
- "Company" refers to Joshua Miller Health Advisor LLC
- "Services" refers to health coverage analysis and related communications
- "User" refers to any individual accessing our website or services
2. Nature of Services
Joshua Miller Health Advisor LLC provides analytical services related to health coverage options. We are not an insurance carrier and do not:
- Underwrite or issue insurance policies
- Determine coverage eligibility
- Guarantee plan acceptance or pricing
- Provide medical, legal, or tax advice
3. User Obligations
By using our services, you agree to:
- Be at least 18 years of age
- Provide accurate and complete information
- Use services only for lawful purposes
4. SMS Communications
If you authorize SMS communications:
- Messages sent to number provided
- Standard rates apply
- Reply STOP to opt-out
- Authorization not required for services
5. Intellectual Property
All website content, analytical methodologies, and materials are proprietary to Joshua Miller Health Advisor LLC and protected by intellectual property laws.
6. Disclaimer of Warranties
SERVICES PROVIDED "AS IS" WITHOUT WARRANTIES. WE DISCLAIM ALL IMPLIED WARRANTIES INCLUDING MERCHANTABILITY AND FITNESS FOR PARTICULAR PURPOSE.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.
8. Insurance Licensing
Joshua Miller Health Advisor LLC is a licensed insurance agency. THIS IS A SOLICITATION FOR INSURANCE.
9. Governing Law
These Terms governed by laws of Delaware. Disputes resolved through binding arbitration.
10. Contact
Joshua Miller Health Advisor LLC
1620 Hazlett St, New Kensington, PA 15068
Telephone: +1 (412) 930-1842
Email: support@joshuamillerhealthadvisorllc.com